By Elizabeth Bailey Everyone deserves to reap the fruits for his labors. After all, work is not easy. It involves a lot of time and effort. At the end of a month, an employee will receive a salary. A business person will reap a profit at the end of a financial year. After earning an income, most people are usually tempted to spend. That is not bad. However, not all of the income should be spent. Some of it should be saved and...