Group Health Insurance is a benefit that some companies offer their workers, enabling them to obtain private medical attention immediately and totally free should they need it. With this type of insurance, employees don't have to wait long and suffer.
There are lots of benefits associated with this type of insurance scheme.
To the manager, a staff member needing medical attention will receive it immediately, therefore helping speed up recovery and maintaining disruption because of illness at work to a minimum. The employee may also be more focussed in their job because they will not be spending time worrying about a long wait for a treatment on the National health service, or a diagnosis etc or enduring excessive pain.
For the worker, joining a Group Health Insurance plan has lots of valuable advantages, which a financial value can't be put on. In the first instance, they don't need to pay out big rates for an exclusive medical insurance plan - which can literally make three figures every month. And they've got the peace of mind that whenever they need it, expert medical help is offered immediately.
Being part of the Group Health Insurance Plan, many companies who do provide this help to staff will also pay for their employees to get a yearly 'healthcheck' at a private hospital. These health checks cover blood tests, blood pressure, level of fitness, height, weight and so on and are carried out to examine that the employee is in perfect wellness or to spot a so far undiscovered condition. In any event, the screening is beneficial to employees and their employers.
For a person who isn't part of an employers scheme to possess the same sort of health screening, the cost can be everything from 150 upwards, so there can be an added value to the benefit.
Any staff benefit, such as company health insurance, certainly helps boost staff morale as it displays that the employer truly concerns about their staff.
Although health plans will vary from employer to employer and provider to provider, a normal Group Health Insurance package will offer cover for:
1. Day-patient and in-patient therapy once the staff has received a diagnosis
2. Out patient treatments (for example, physiotherapy)
3. Free Helplines - for example, a GP Helpline and Stress Counselling Helpline.
4. Specialist consultations following a referral from the employee's GP
If you're an employer who has not yet instigated a company health insurance plan, think about this - you might find that the advantages of taking out group health insurance (such as better staff morale, employees getting less time off because of serious illness, bringing in a higher qualified level of staff etc) will far over-shadow the cost. And in the long-term, no doubt it will have a positive impact on your company.
There are lots of benefits associated with this type of insurance scheme.
To the manager, a staff member needing medical attention will receive it immediately, therefore helping speed up recovery and maintaining disruption because of illness at work to a minimum. The employee may also be more focussed in their job because they will not be spending time worrying about a long wait for a treatment on the National health service, or a diagnosis etc or enduring excessive pain.
For the worker, joining a Group Health Insurance plan has lots of valuable advantages, which a financial value can't be put on. In the first instance, they don't need to pay out big rates for an exclusive medical insurance plan - which can literally make three figures every month. And they've got the peace of mind that whenever they need it, expert medical help is offered immediately.
Being part of the Group Health Insurance Plan, many companies who do provide this help to staff will also pay for their employees to get a yearly 'healthcheck' at a private hospital. These health checks cover blood tests, blood pressure, level of fitness, height, weight and so on and are carried out to examine that the employee is in perfect wellness or to spot a so far undiscovered condition. In any event, the screening is beneficial to employees and their employers.
For a person who isn't part of an employers scheme to possess the same sort of health screening, the cost can be everything from 150 upwards, so there can be an added value to the benefit.
Any staff benefit, such as company health insurance, certainly helps boost staff morale as it displays that the employer truly concerns about their staff.
Although health plans will vary from employer to employer and provider to provider, a normal Group Health Insurance package will offer cover for:
1. Day-patient and in-patient therapy once the staff has received a diagnosis
2. Out patient treatments (for example, physiotherapy)
3. Free Helplines - for example, a GP Helpline and Stress Counselling Helpline.
4. Specialist consultations following a referral from the employee's GP
If you're an employer who has not yet instigated a company health insurance plan, think about this - you might find that the advantages of taking out group health insurance (such as better staff morale, employees getting less time off because of serious illness, bringing in a higher qualified level of staff etc) will far over-shadow the cost. And in the long-term, no doubt it will have a positive impact on your company.
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