Most people buying a house for the first time underestimate the amount of details that are involved. There are negotiations with the seller that have to be resolved. Once a price is agreed upon, there are contracts to be read and signed. The financing has to be finalized, and there are a number of inspections that have to take place before closing can occur. If you are purchasing real estate in the Atlanta area, you might have to hire one of the home inspectors Marietta GA buyers have used and relied on in the past.
First time property buyers don't always consider inspecting a house a priority. They may think it is an unnecessary expense because they are purchasing new construction or are already familiar with the house and know it is well built. They often find out that their loan is contingent on a clean inspection however. There are other good reasons to have the property inspected.
Inspection professionals are trained to spot problems that less educated individuals miss. They routinely find big problems that must be fixed before a loan application will be approved. They also find small problems that can turn into real headaches down the road if they are not addressed promptly.
Your Realtor or financial institution may convince you an inspection is necessary and provide names of companies they have used in the past. You can contact one of these professionals, but you are not required to do so. You can hire anyone you want. In order to have any inspection report accepted however, you will need to choose an individual who is certified and has enough experience to satisfy your lender.
You should also be aware of what the inspection covers and what it doesn't. When the individual comes out to look at your house he or she will go down into the basement, if you have one, and check the foundation for any cracks or settling. This person will inspect electrical and plumbing, air conditioning and heating systems, windows and doors, walls and ceilings, and the attic, including insulation.
An inspector does not normally check water wells or other structures located on the property but not attached to the house. There are other professionals who can look at these things for you. An inspection does not include anything you might think is hiding in the walls, such as termites. You will have to get an exterminator to examine the house for any infestation. If you want to accompany the inspector, you should be able to do that.
Make sure you get a copy of the inspector's report. If there are structural problems included in the report, you will need to contact the seller and his or her Realtor immediately. The seller should be willing to reduce the price or give you some other concessions that will compensate for any money you end up spending on repairs. If the seller is unwilling to work with you, you might need to rethink purchasing the property. At this point, the contract should be null and void.
A house is one of the biggest investments many people make in their lifetime. Before you commit to such an important purchase, you need to have all the facts about the property in your hands.
First time property buyers don't always consider inspecting a house a priority. They may think it is an unnecessary expense because they are purchasing new construction or are already familiar with the house and know it is well built. They often find out that their loan is contingent on a clean inspection however. There are other good reasons to have the property inspected.
Inspection professionals are trained to spot problems that less educated individuals miss. They routinely find big problems that must be fixed before a loan application will be approved. They also find small problems that can turn into real headaches down the road if they are not addressed promptly.
Your Realtor or financial institution may convince you an inspection is necessary and provide names of companies they have used in the past. You can contact one of these professionals, but you are not required to do so. You can hire anyone you want. In order to have any inspection report accepted however, you will need to choose an individual who is certified and has enough experience to satisfy your lender.
You should also be aware of what the inspection covers and what it doesn't. When the individual comes out to look at your house he or she will go down into the basement, if you have one, and check the foundation for any cracks or settling. This person will inspect electrical and plumbing, air conditioning and heating systems, windows and doors, walls and ceilings, and the attic, including insulation.
An inspector does not normally check water wells or other structures located on the property but not attached to the house. There are other professionals who can look at these things for you. An inspection does not include anything you might think is hiding in the walls, such as termites. You will have to get an exterminator to examine the house for any infestation. If you want to accompany the inspector, you should be able to do that.
Make sure you get a copy of the inspector's report. If there are structural problems included in the report, you will need to contact the seller and his or her Realtor immediately. The seller should be willing to reduce the price or give you some other concessions that will compensate for any money you end up spending on repairs. If the seller is unwilling to work with you, you might need to rethink purchasing the property. At this point, the contract should be null and void.
A house is one of the biggest investments many people make in their lifetime. Before you commit to such an important purchase, you need to have all the facts about the property in your hands.
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