Steps To Take To Remove Back Tax Liens

By Olivia Rodriguez


Taxes are important to a lot of countries because of the purpose that they serve. Without it, it would be impossible to see one public facility offering free services to people who could not afford for private facilities. Aside from this, it is also utilized for the construction and improvement of the infrastructure and other public utility systems such as the water supply.

And if there is an individual or business entity who has evaded some tax obligations, the office in charge would send several warning notes or letters. If nothing happens, the last resort would be a tax lien. There are many individuals with this predicament in San Francisco, CA. There are several businesses as well. This can taint your credit record. The only way to clean it is to remove back tax liens San Francisco.

There are other people who have to battle bad credits as well. If you are one of these people and you also have incurred a lien, you would be in a very bad financial standing. All of your transactions will be limited or stopped even. That is why it is very important that you settle the balance first.

If you think that your personal account in the bank is safe, you are wrong. This is the first place that they will freeze so that you cannot make further transactions using your account. And because it will be included in the public credit records, the option of loaning would be impossible.

The only way for you to get back to normal is to settle the dues that you have incurred in the tax collections department of your state. When something goes out to public record such as liens, you cannot expect it to be removed just because you are debt free. You have to request for its removal. But you have to know that it is not successful all the time.

For the first step to removing the lien, you need to first know the exact amount that you owe. You can request this information from the office. And when you hear the exact figures, you have to stop yourself from asking a discount for your debt. This is impossible to be given and your reputation would even be more negative in their eyes if you do so.

Find a way of how you can repay the debt and make an agreement with the department. You have to get this in writing as this is the compromise that both parties have agreed on. There are two ways that you can pay. You can either cover all of it in one lump sum. Others try to give at a regular interval. In this case, you have to be honest with yourself about your payment capacity.

Once you have paid the debt in full, you need to write a letter to all the credit bureaus to appeal for the removal of the lien in all of the records. You have to state all of the reasons why you were not able to make the regular contributions. Do not try to over exaggerate or state something that is out of this world because that will be evident in the insincerity of your letter. Be honest all the time.

You have to affirm your reasons. The points that you have stated in the letter must be supported by documents like medical bills. Others use unemployment checks to indicate the reason for their delinquency. You have to include the letters from the transactions that you have made with the collections department.




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