You aren't going to get prosperous purchasing CDs, but you can do a lot worse. The main reason for this is low interest rates. Regardless, here are the best CDs accessible today, based largely upon best yield.
Greatest certificates of deposit No. 1 - Ally Bank
Ally was voted by Cash Magazine as the best online bank, in part as a result of great CDs. With a 5 year CD, you can get a 1.59 percent APY, which is good. On top of that, you can 0.94 percent APY on a one year CD with no minimum required to open the account.
Greatest certificates of deposit No. 2 - Nationwide Bank
The CD goods at Nationwide are pretty incredible. In fact, you can get 1 percent APY on a one-year CD with no minimum deposit. You can get better rates with a 5-year CD at 1.80 APY. Anything over $100,000 gets an even better deal.
Go to OneWest Bank for a great deal
OneWest gets top ratings for both its CD rates and customer service. With a $1,000 minimum opening deposit on a 1-year CD at 1 percent APY, OneWest is a popular choice. Its 5-year CD benefits a 1.60 percent APY, and both CDs are compounded every day.
Next could be Bank of Internet USA
With interest compounded daily, a number of people like Bank of Internet USA. The Bank offers 1 year CDs at 0.80 percent APY compounded daily. If you would like a five year plan, the interest is 1.60 percent APY.
EverBank a great way
EverBank's every day compounded certificates of deposit carry no maintenance charges, but the opening minimum deposit is a bit higher than some at $1,500. The 1-year CD benefits 0.81 APY, while the 60-month (5-year) CD has 1.65 APY. Not only are EverBank's rates competitive, but its rankings among its peers for consumer service are among the best in the business.
Greatest certificates of deposit No. 1 - Ally Bank
Ally was voted by Cash Magazine as the best online bank, in part as a result of great CDs. With a 5 year CD, you can get a 1.59 percent APY, which is good. On top of that, you can 0.94 percent APY on a one year CD with no minimum required to open the account.
Greatest certificates of deposit No. 2 - Nationwide Bank
The CD goods at Nationwide are pretty incredible. In fact, you can get 1 percent APY on a one-year CD with no minimum deposit. You can get better rates with a 5-year CD at 1.80 APY. Anything over $100,000 gets an even better deal.
Go to OneWest Bank for a great deal
OneWest gets top ratings for both its CD rates and customer service. With a $1,000 minimum opening deposit on a 1-year CD at 1 percent APY, OneWest is a popular choice. Its 5-year CD benefits a 1.60 percent APY, and both CDs are compounded every day.
Next could be Bank of Internet USA
With interest compounded daily, a number of people like Bank of Internet USA. The Bank offers 1 year CDs at 0.80 percent APY compounded daily. If you would like a five year plan, the interest is 1.60 percent APY.
EverBank a great way
EverBank's every day compounded certificates of deposit carry no maintenance charges, but the opening minimum deposit is a bit higher than some at $1,500. The 1-year CD benefits 0.81 APY, while the 60-month (5-year) CD has 1.65 APY. Not only are EverBank's rates competitive, but its rankings among its peers for consumer service are among the best in the business.
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