What You Must Know About DUI Insurance

By Agnes Franco


When one says you are driving under the influence, what they mean is that you the blood level of alcohol in your veins exceed the lawful limit. It is a common thing that there are people that drink and drive irrespective of the caution from the medial and the law. When found in a situation such as this, the first thing you are scared about is issues related to DUI insurance.

In a situation like this, there are very common questions you can ask. Some of these questions are the ability to remain insured, the change in your insurance rate and the driving status. Each state has its own rules and regulations and some of them consider driving under the influence a criminal offense.

You must be having questions about the nature state of your insurance when caught driving under influence. There is no uniform answer to whether you can lose you insurance after citation or not. This is because every company has its own policies, terms and conditions of operation.

If you get your driving license suspended because of citation, you stand a high chance of losing your insurance. There are states, which require that their residents maintain their insurance for three years after DUI citation. If a cover agency shelves your insurance, it becomes very hard for you to drive again.

This kind of cover can be higher and can cost you more than what you have previously paid to cater for an automobile policy. Even so, do not allow your cover policy to lapse because you must have an auto cover to remain a legal driver in any state. Many companies may not agree to help a person whose cover policy has lapsed.

Despite the cost that you will have to incur, you will not be under DUI insurance for the rest of your life. Being a necessity following your conviction, it will change some day. All you have to do is determine the cost to incur and do your best to settle it.




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